FAQs

We have listed the most common questions and their answers below for your convenience...

How much can I borrow?

This depends on a number of factors, the equity in your house, your income and credit status.

Subject to the above we can normally arrange a loan from £3,000 to £100,000

What period can I have my loan over?

You can normally choose from 3 to 25 years.

What purpose can I use my loan for?

Your loan can be used for any legal purpose such as Home Improvements, Consolidation of existing debts such as credit / store cards. hire purchase agreements and other medium to long term loans, vehicle purchase, holidays, school fees etc...

When can I have my loan (How long does it take)?

We aim to obtain your regulated loan within the minimum legal period allowed which is approx 3 weeks. see here for the process

What happens if I want to settle my loan early?

You can, by law, settle your loan agreement early, you need to inform your lender of this and they will write to you with a settlement figure.

Can I borrow more in the future?

Yes you can, you need to apply for a further advance and subject to your current repayment record, equity in your house and confirmation of your current income and circumstances, you will obtain a firm decision very quickly

What do I do if I have other questions?

No problem, just contact us with your question and we will be more than happy to discuss any aspect of the loan process with you.